Social Security for Tea Plantation Workers in Assam
Ministry: Ministry Of Labour and Employment
The scheme aims to provide institutionalized social security cover, including provident funds, pensions, and life insurance. It provides monthly pensions, provident fund advances, and lump-sum death benefits to tea plantation workers in Assam and their dependent families.
About This Scheme
Benefits
##### Assam Tea Plantations Provident Fund Scheme
Provident Fund advances provided on grounds such as marriage, death ceremonies, medical treatment, higher/technical education, economic hardships, and house building.
Settlement of a member's Provident Fund account upon retirement, termination, or cessation of employment.
##### Pension Scheme
Full pensionary benefit paid after retirement at the age of 58 years, provided the member has a minimum period of service of 10 years.
In the event of cessation of membership after 50 years and before 58 years, pension benefits are paid as per a prescribed schedule.
Family Pension-cum-Life Assurance Scheme:
₹2.0K · one-time
A lump-sum one-time benefit of ₹2,000/- is immediately paid on the death of the tea plantation worker.
₹1.0K · monthly
A minimum monthly family pension of ₹1,000/- per month is provided.
₹1.5K · monthly
A maximum monthly family pension of ₹1,500/- per month is provided, depending on the Provident Fund balance of the member on the date of death.
Timely disbursement of Family Pension claims is done within 7 days.
##### Deposit Linked Insurance Scheme
A one-time monetary assurance benefit is paid to the nominee in the event of the death of an employee who was a member of the Provident Fund Scheme.
₹1.0 L
A minimum assurance benefit of ₹1,00,000/- (previously ₹50,000/-) is provided to the nominee.
₹2.0 L
A maximum assurance benefit of ₹2,00,000/- (previously ₹1,00,000/-) is provided to the nominee, equal to the amount of balance in the deceased member's Provident Fund account.
Timely disbursement of Deposit Linked Insurance claims is done within 7 days.
##### Conditions
_The employee must contribute 12% of their wages, which includes dearness allowances, value of food concessions, and amounts received for plucking tea leaves._
_The employer must contribute at the same 12% rate._
_The employer is mandated to deduct the contributions from the employee and deposit the collected amount along with their own share into the Board's Account within 30 days._
_If an employer fails to deposit the contribution within the prescribed time, a loss of interest at 15% per annum is charged on the employer for the defaulting period._
_For the Deposit Linked Insurance Scheme, contributions are made by the Tea Garden Management at 0.50% and the Government of India at 0.25% of the gross annual wages._
_For the Family Pension-cum-Life Assurance Scheme, the Government of India contributes 1 1/6% of the gross annual wages of a tea plantation worker._
Eligibility
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Required Documents
- ✦Identity Proof of the Employee.
- ✦Proof of Employment in a Tea Plantation or Tea Factory in Assam.
- ✦Salary Slip or Wage Proof Indicating a Monthly Salary up to ₹15,000/- or Daily Wage Status.
- ✦Death Certificate of the Employee (Required in Case of Claims for Family Pension and Deposit-Linked Insurance Schemes).
- ✦Nominee Identity Proof and Bank Account Details (Required for Death Claim Settlements).
- ✦Assam Tea Employees Provident Fund Organization Member Registration Details.
✦ Required ◦ Optional
How to Apply
Quick Info
- Level
- Central Government
- Max benefit
- ₹2.0 L