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Deen Dayal Upadhyaya Bunkar Yojana

DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.

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About This Scheme

The Deen Dayal Upadhyaya Bunkar Yojana (DDUBY) is a scheme launched by the Government of Arunachal Pradesh to empower women weavers by facilitating their access to affordable credit from banks. The scheme aims to provide financial support to women engaged in weaving activities, encouraging entrepreneurship and sustainable livelihoods. Under this scheme, women weavers can avail themselves of a 7% interest subvention on short-term credit, cash credit limit, working capital limit, weavers' credit card, and Swarojgar credit card obtained from commercial banks and regional rural banks. The scheme covers loans disbursed during the current financial year, subject to a maximum period of one year.

Benefits

7% interest subvention on short-term loans and working capital requirements.
Access to affordable credit for women weavers.
Encouragement of entrepreneurship and sustainable livelihoods.
Financial support for working capital needs.
Inclusion of all categories of women weavers, regardless of unit size or number of looms.
Integration with the Pradhan Mantri Mudra Yojana.
Promotion of timely loan repayment through education and awareness.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

✦
Completed application form
✦
Proof of identity (such as Aadhaar card, voter ID, or PAN card)
✦
Proof of address (such as ration card, utility bill, or driving license)
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Proof of ownership or possession of working loom(s) certified by the Circle Officer
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Bank account details
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Any other documents specified by the bank or authorities

✦ Required ◦ Optional

How to Apply

IIn-person

Step 1: Download the application form or access the online form from the official website of the scheme.

Step 2: Fill in the required details accurately, including personal information, details of weaving activities, and loan requirements.

Step 3: Attach the necessary documents as specified in the document details section (mentioned below).

Step 4: Submit the completed application form along with the supporting documents to the designated bank branch or through the Circle Officer.

Step 5: Follow up with the bank or authorities for updates on the application status.

Quick Info

Level: State Government