State GovernmentVerified
Chief Minister's Comprehensive Health Insurance Scheme
Chief Minister Comprehensive Health Insurance Scheme provides quality health care to the eligible person through empanelled government and private hospitals to reduce the financial hardship to the enrolled families and move towards universal health coverage by effectively linking with public
Start date23 Jul 2009
Last verifiedToday
About This Scheme
The Chief Minister Comprehensive Health Insurance Scheme, formerly known as Kalaingar Kaappittu Thittam, was launched on 23rd July 2009, with the objective of providing quality healthcare to eligible individuals through empanelled government and private hospitals, thereby reducing financial hardship for enrolled families and moving towards universal health coverage by effectively linking with the public health system. From January 2022 to 2027, the scheme is being implemented through United India Insurance Company. As of January 2022, the scheme covers around 1.37 crore families. A total of 1090 procedures, 8 follow-up procedures, and 52 diagnostic procedures are covered under CMCHIS in 800 government and 900 private empanelled hospitals. The scheme aims to provide cashless hospitalization for specific ailments/procedures and provides coverage up to Rs. 5,00,000/- per family, per year on a floater basis for the ailments and procedures covered under the scheme. The CMCHIS is a significant step towards ensuring that vulnerable sections of society receive adequate healthcare without suffering financial distress, while simultaneously promoting access to quality medical care.
Benefits
- Extensive Coverage for Medical Emergencies: The Chief Minister Comprehensive Health Insurance Scheme is designed to provide financial support to families who are not financially equipped to handle medical emergencies due to the high costs of healthcare treatments in India. The scheme offers access to high-end medical treatments without the worry of incurring a significant financial burdens.
- Large Network of Hospitals: One of the significant advantages of the Chief Minister Comprehensive Health Insurance Scheme is that it has a vast network of hospitals that are empanelled to provide medical treatment. This ensures that beneficiaries can access medical facilities quickly, even in remote areas.
- Comprehensive Coverage for Multiple Treatments: The scheme provides coverage for numerous treatments, thereby reducing the likelihood of beneficiaries having to pay for medical treatments from their pocket. This ensures that beneficiaries can avail of any treatment covered under the policy free of cost, making healthcare more affordable.
- High Sum Insured: The Chief Minister Comprehensive Health Insurance Scheme provides high coverage of up to Rs. 5 lahks per family for each policy year. This amount is sufficient to avail of most minor healthcare treatments, and it provides significant relief to families who cannot afford healthcare expenses.
- Coverage for Additional Medical Procedures: Unlike typical health insurance policies, the Chief Minister Comprehensive Health Insurance Scheme also provides coverage for follow-up treatments and diagnostic procedures. This eliminates the need for beneficiaries to spend extra money on carrying out these procedures, thus providing additional financial relief.
Eligibility
Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
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Required Documents
- ✦Income certificate from the Village Administrative Officer/Revenue authorities
- ✦Ration Card (both original and photocopy)
- ✦Self-declaration from the head of the family
- ✦Proof of identity
- ✦Address proof
- ✦Aadhar card
- ✦PAN card (optional)
✦ Required ◦ Optional
How to Apply
IIn-person
Step 1: Obtain an income certificate from the Village Administrative Officer or Revenue authorities.
Step 2: Gather all the necessary documents such as Aadhar card, ration card, and income certificate and proceed to the enrollment center.
Step 3: Present your documents to the kiosk operator for verification.
Step 4: Provide your biometric details such as fingerprints, photograph, and eye scan.
Step 5: Your details will be verified and the e-card will be issued to you.
Quick Info
- Level
- State Government
- Launched
- 23 Jul 2009